Life Insurance  
Providing for your family in the event or your death is a fundamental of risk management. And life insurance benefits that replace your income may be one of the best ways to meet your family’s ongoing financial needs. This calculator is designed to help you estimate the amount of life insurance you would need to produce a sufficient income stream for your family.
     

What is your current income before taxes?

$

What percentage of this income will your family need?

%

For how many years will your family need this income?

What do you expect the rate of inflation to be over this time period?
Note: In recent years, inflation has been 3 percent.

%

What investment return do you expect your family to earn over this time period (0 percent to 12 percent)?

%

Enter the total of any one-time payments that your family will have. (E.g., funeral costs, future college costs, home mortgage, and any other debts you want the insurance to pay.)

$
 
   
   
Floyd Miller www.floydmillerinvestments.com
3300 South 14th Suite 100 • Abilene, TX • 79605
Phone: 325 676 0138 • Fax: 325 670 9860
www.floydmillerinvestments.com • fmiller@fscadvisor.com

Securities offered through FSC Securities Corporation member FINRA/SIPC Registered Branch Office 3300 South 14th Street Abilene, Texas 79605. Office#325 676-0138 Toll Free:1 877 588-0138 IMPORTANT CONSUMER INFORMATION: A broker/dealer, investment advisor, BD agent or IA rep may only transact business in a particular state after licensure or satisfying qualifications requirements of that state, or only if they are excluded or exempted from the state's broker/dealer, investment adviser, or BD agent or IA rep requirements as the case may be; and follow-up, individualized responses to consumers in a particular state by broker/dealer, investment advisor, BD agent to IA rep that involve either the effecting or attempting to effect transactions in securities or the rendering of personalized investment advice for compensation, as the case may be, shall not be made without first complying with the state's broker/dealer, investment adviser, BD agent or LA rep requirements, or pursuant to an applicable state exemption or exclusion. Floyd E. Miller Investments is not an affiliate of FSC Securities Corporation Floyd Miller is Securities Licensed in Arizona, Arkansas, California, Colorado, Louisiana, Michigan, Nevada, New Mexico, Oklahoma and Texas.