Savings Goals  
Setting a goal is a crucial step in meeting your savings objectives. Do you have specific savings goals, or are you merely hoping you’ll have enough when the need arises? This calculator is designed to help you determine how much you need to save each year to meet your savings goals.
     

What is the total value of your savings? (Add up your bank accounts, investments, and other liquid funds. Do not include pension plans and home equity.)

$

How much would you like to have in the future? (Try to match a specific savings goal with a dollar figure. This will provide greater meaning and motivation.)

$

How many years do you have to save? (Write down the time frame for your goal.)

What after-tax return do you expect on your investments (0 percent to 12 percent)? (Estimate the return on investments based on the time frame and the investment vehicles used for a particular savings goal. Remember to adjust for taxes.)

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Floyd Miller www.floydmillerinvestments.com
3300 South 14th Suite 100 • Abilene, TX • 79605
Phone: 325 676 0138 • Fax: 325 670 9860
www.floydmillerinvestments.com • fmiller@fscadvisor.com

Securities offered through FSC Securities Corporation member FINRA/SIPC Registered Branch Office 3300 South 14th Street Abilene, Texas 79605. Office#325 676-0138 Toll Free:1 877 588-0138 IMPORTANT CONSUMER INFORMATION: A broker/dealer, investment advisor, BD agent or IA rep may only transact business in a particular state after licensure or satisfying qualifications requirements of that state, or only if they are excluded or exempted from the state's broker/dealer, investment adviser, or BD agent or IA rep requirements as the case may be; and follow-up, individualized responses to consumers in a particular state by broker/dealer, investment advisor, BD agent to IA rep that involve either the effecting or attempting to effect transactions in securities or the rendering of personalized investment advice for compensation, as the case may be, shall not be made without first complying with the state's broker/dealer, investment adviser, BD agent or LA rep requirements, or pursuant to an applicable state exemption or exclusion. Floyd E. Miller Investments is not an affiliate of FSC Securities Corporation Floyd Miller is Securities Licensed in Arizona, Arkansas, California, Colorado, Louisiana, Michigan, Nevada, New Mexico, Oklahoma and Texas.